New Flex Options for Small Groups

 

To offer our small groups more flexibility when choosing a health plan in both design and cost, we created 22 new HMO, POS, Direct POS and Personal Choice® Flex Series options. Highlights of the new options include:

 
Facility Copay (F5)
Hospital Services $400 a day/ max. 5 days ($2,000)
Outpatient Surgery $200
Skilled Nursing Facility $200 a day/ max. 5 days ($1,000)
Emergency Room
(Copay not waived if admitted)
$125
Prosthetics and Durable Medical Equipment 50%
 
Office Visit Copay (C4)
Primary Care $30
Specialist $50
X-ray
Mammogram
Routine Radiology
Complex

$0
$50
$100
Injectable Medications
Standard
Biotech/Specialty

$0
$125
Preventive Services
Routine GYN
Pediatric Immunizations

$30
$0

 

 

 

 

 

 

To maintain competitively priced premiums, only certain options may be paired together. Please note the following combinations:

  • The new C4 options may be paired only with our existing F3, F4, and the new F5.
  • The new F5 option may be paired only with our existing C3 or the new C4 option.
  • For POS and PPO plans, the new F5 option may be paired only with our existing O2 option.

 

 

 

 

 

 

 

Click here for complete details on the new Flex Copay options in our small group brochure

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Independence Blue Cross offers products directly, through its subsidiaries Keystone Health Plan East and QCC Insurance Company, and with Highmark Blue Shield. Independent licensees of the Blue Cross and Blue Shield Association.

©2007 Independence Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association.